Fractional CFO • Nonprofit & Research Organizations

See what’s ahead.
Decide with confidence.

You have financial reports. You also have decisions to make. Pennies Count helps connect the numbers to your options, your priorities, and the future of your organization.

Experienced financial leadership for planning, cash flow, and strategic decisions—without a full-time CFO hire.

Let’s Talk It Through

Complimentary 30-minute conversation. Confidential and judgment-free.

The questions behind the numbers

What can we afford to do next?

Will cash cover the months ahead?
Can we sustain a new program, project, or hire?
What happens if funding changes?
Does our budget reflect our priorities?
What does the board need to understand before deciding?

A clearer financial perspective

Turn information into direction.

We bring a forensic-minded approach to understanding your financial position, examining assumptions, identifying risks, and evaluating the choices in front of you.

Clear analysis and plain-English conversations help leadership see the tradeoffs and plan with greater confidence.

Where we help

Financial insight for the decisions that matter.

Forecasting & cash-flow planning

Develop forward-looking models and analyze expected cash inflows and outflows to make future needs and potential pressure points more visible.

Budgets connected to priorities

Build practical budgets that connect financial resources to organizational goals and provide a useful basis for ongoing decisions.

Scenario analysis

Explore how changes in funding, staffing, programs, expenses, or other assumptions could affect the organization before committing to a path.

Executive & board reporting

Translate financial results, trends, and risks into clear reporting that supports leadership discussions and informed board decisions.

Your purpose. Your financial reality.

Planning that reflects how you operate.

Nonprofit organizations

Evaluate program sustainability, funding changes, and the financial implications of growth. Give executives and board members a clearer view of the resources behind organizational priorities.

Research organizations

Consider how project timelines, funding patterns, and staffing commitments affect the broader financial picture. Connect research activity to organizational planning and resource decisions.

How we work together

Begin with the decisions you’re facing.

1. Understand

Discuss your goals, financial concerns, available information, and the decisions ahead.

2. Evaluate

Agree on priorities and scope, then examine the financial position, assumptions, and options that matter.

3. Plan & revisit

Develop useful planning and reporting, with an agreed rhythm for reviewing results and updating the outlook.

Find the right level of support

CFO or Controller?

CFO: financial direction & decisions

Choose CFO support when your priority is forecasting, cash-flow planning, budgets, scenario analysis, and strategic financial leadership.

Controller: dependable financial operations

If your immediate need is a stronger close, reconciliations, reliable reporting, or accounting oversight, Controller support may be the right starting point.

Explore Fractional Controller support →

What’s on your mind?

You don't have to know what the problem is to start the conversation.

Bring the financial question you’ve been weighing. We’ll talk through what you need to understand and where experienced financial leadership could help.