🌟 FINANCIAL HEALTH CHECK
Financial Health Check
Know the Financial Health of Your Organization
A forensic-minded financial review that helps nonprofit leaders understand what is working, what needs attention, and where financial risk may be hiding.
Starting at $750
What This Is
Understand Your Numbers Before They Become Problems
The Pennies Count Financial Health Check is a focused diagnostic review designed to help nonprofit leadership understand the organization's overall financial position, financial trends, risks, and areas requiring attention.
You don't need to be an accountant to understand your organization's financial health. You need the right information and someone who can explain what it means.
This is not an audit.
This is not a bookkeeping cleanup.
It is an independent financial assessment designed to help leadership see the bigger picture and determine where additional attention may be needed.
Who It’s For
Is Your Organization Financially Healthy?
The Financial Health Check is designed for nonprofit organizations that want an independent perspective on their financial position.
It's a good fit for organizations:
Experiencing financial uncertainty or changing funding
Concerned about cash flow or liquidity
Wanting a clearer understanding of their financial statements
Experiencing significant budget-to-actual variances
Managing multiple funding sources
Preparing for a leadership or board transition
Concerned about restricted and unrestricted resources
That have not had an independent financial assessment recently
That want to identify financial risks before they become larger problems
Considering whether additional accounting or financial support is needed
What You’ll Receive
Financial Health Findings in Plain English
Financial Health Summary
A concise, executive-friendly summary of what we found.
Financial Health Rating
A high-level assessment across key areas of financial health, including:
Financial Position
Cash & Liquidity
Revenue & Funding
Budget Performance
Internal Controls
Financial Reporting & Oversight
Key Strengths
What appears to be working well.
Areas Requiring Attention
Financial trends, gaps, or inconsistencies that deserve additional review.
Priority Risks
The issues that may have the greatest potential impact if left unaddressed.
Top Recommendations
Clear, prioritized next steps—not a list of 20 things you need to fix at once.
Leadership Debrief
A 30-minute conversation to walk through the findings, answer questions, and discuss potential next steps.
What not included
A Financial Health Check Is Not an Audit
The Financial Health Check is not:
An audit
A review engagement
An attestation service
A legal opinion
A tax opinion
A certification of compliance
Bookkeeping or accounting cleanup
The Financial Health Check is a focused diagnostic designed to help leadership identify financial strengths, risks, and areas that may warrant additional investigation or professional support.
If additional work is recommended, Pennies Count can discuss a separate engagement.
What We Review
A Closer Look at Your Financial Health
Financial Position
We review available financial information to identify significant trends, unusual changes, and areas that may require additional attention.
Cash & Liquidity
We look at available cash, obligations, receivables, payables, and other information that helps indicate the organization's financial breathing room.
Revenue & Funding
We examine revenue trends, significant funding sources, concentration, and other factors that may affect financial sustainability.
Budget vs. Actual
We review significant variances between budgeted and actual activity and translate what those variances may mean for leadership.
Restricted & Unrestricted Resources
We look for indications that leadership has appropriate visibility into restricted and unrestricted resources and how those resources affect available operating funds.
Internal Controls Snapshot
We perform a high-level review of key financial controls and identify areas that may present additional financial risk.
Financial Reporting & Board Visibility
We consider whether the financial information provided to leadership and the board supports informed financial oversight and decision-making.
When the Financial Statements Don't Tell the Whole Story
A nonprofit may appear financially stable because it has significant cash on hand. But cash alone doesn't tell the entire story.
Some cash may be restricted. Upcoming payroll and vendor obligations may be significant. Grant funding may not be available for general operations. And revenue may be concentrated among a small number of funders.
A Financial Health Check looks beyond a single number to help leadership understand:
What resources are available?
What resources are restricted?
What obligations are coming?
Where are the financial risks?
What should leadership be watching?
The goal isn't simply to know your numbers.
The goal is to understand what your numbers are telling you.
💵 Investment
The Financial Health Check starts at $750
The final fee may vary based on organizational size, financial complexity, number of funding sources, and the information required to complete the review.
Payment is due upon completion and delivery of the final review.
For larger or more complex organizations, a customized scope and fee may apply.
How It Works
1.Request Your Health Check
Complete the Financial Health Check request form below.
2.Complete Intake Form
You receive a detailed intake form to help us understand your organization's financial environment and what you want the review to address.
3.Confirm Scope
Pennies Count reviews your request and confirms the appropriate scope and next steps.
4.Provide Your Information
Once scope is confirmed, Pennies Count provides a secure document request link for the information needed.
5.The Health Check Begins
We conduct the Financial Health Check based on the agreed-upon scope.
6.Receive Your Diagnosis
You receive your Financial Health Summary, Financial Health Rating, and prioritized recommendations.
7.Leadership Debrief
We meet for 30 minutes to discuss the findings and answer questions.
Ready to Understand Your Financial Health?
A clearer understanding of your financial position can help leadership make better decisions before financial concerns become larger problems.
Or, if you're not sure whether this is the right service:
No pressure, no commitment — just clarity on what you need and what fits your situation.